Take a Small Win
Beginner
Why This Matters
💡 Momentum beats perfection. This step builds confidence through action.
What To Do (This Week)
Use the table below to track your small win.
Choose ONE option:
Option A: Savings
- Transfer $25–$100 into savings and record it in the table.
Option B: Debt
- Make an extra payment (even $10 counts) and log it in the table.
✅ Tip: Any positive action counts. Small wins build habits.
The Goal
⚠️ It’s not about the amount — it’s about proving to yourself:
“I can take control of my money.”