Compare Plan vs Reality
Beginner
Why This Matters
š” Improvement comes from feedback. This step helps you adjust instead of quitting.
What To Do (10 minutes)
Use the table below to compare your planned vs actual spending.
1. Look at your budgeted amount
Check what you planned to spend for the category you tracked.
2. Compare it to reality
Use the table to record the differences. Ask yourself:
- Was I close?
- Did I underestimate?
- Did something unexpected happen?
ā Tip: Focus on patterns, not perfection. Highlight one category to improve next week.
Decide One Adjustment
Choose one:
- Increase the category amount
- Reduce spending slightly
- Leave it as-is